You do not necessarily need a personal injury attorney every time you are injured, as sometimes things work out on their own. However, sometimes you need one when you least expect it, so it is a good idea to just assume that you will have to hire one after an accident that leaves you hurt. Consider a few reasons why that is.
Sometimes the person who caused the injuries admits it is his or her fault at the time of the incident. For example, just after a car accident, a lot of drivers immediately apologize or tell you why they did not see you or were not able to come to a stop in time. If this is the case, you might assume that you will definitely be taken care of by their insurance provider. However, many times, after they talk to their provider, they start to take back what they said originally, as they want to get out of having to take the blame. Therefore, many drivers end up telling their insurance company that it was the other person's fault, not theirs, making the case more complicated. If it is obvious who is at-fault, you might eventually get the compensation you are owed, but it might be months before the case is closed and you get your money. This is why you need to talk to a personal injury attorney, as this can speed up the process.
Another issue is that sometimes, the insurance simply will not cover the bills. If the person who caused your injuries assures you that he or she has coverage, only to find out that it expired and therefore will not cover the damage, you may be left without compensation. Of course, you can always initiate a lawsuit against the person who is at-fault, but this will require a personal injury attorney. Plus, you cannot always get the money you need this way since some people simply have no assets to take.
A final thought is that the coverage that the other person has is just not enough. If your injuries required a hospital stay or surgery, and you also have damage to your car, the costs might exceed the amount allowed by the provider. This means that you may have to pay the bills on your own, which is how many people go into bankruptcy. To avoid this kind of financial trouble, you should talk to a personal injury attorney to make sure all your bases are covered in case it turns out that the responsible party does not have adequate insurance.
You cannot foresee any of these problems. This is why many cases that seem like they will be easy often turn into more complex issues that require the help of a legal expert. Whether you actually need some help now, or just want some information on all of your options for the future, it is usually a good idea to contact a lawyer shortly after the incident that caused your injuries.
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