When You Have a Car Accident While Running an Errand

When You Have a Car Accident While Running an Errand for your Employer

Every time there is a car accident, an insurance company is notified. From that point on, everyone goes on high alert about whom is getting what and where. The insurance company is alert to the veracity of claims they may not be liable for. The accident victim is vigilant about whether or not they are receiving what they are entitled to. One thing an accident victim does not want to become is buried in a mountain of medical bills that they did not deliberately create. If you have a car accident in the Wilmington area, an expert somekeyword will fully protect all of your legal rights.

When you are at work and the boss suddenly realizes they forgot to stop at the grocery store to pick up coffee for the office, do you volunteer to make the trip to the store to take care of it? If you become involved in a car accident while running such an errand, is your employer at all responsible? Your insurance company may decide to force the issue about the fact that you were using your car for a work-related purpose and therefore may exclude the accident under your regular auto liability policy if it does not specify that you use your car for business. In fact, it's even more complicated if you stated at the time that you purchased the coverage that you only use your car to drive to work, not to run work-related errands. Workers compensation may be involved in the instance of this type of car accident; however, they will likely argue that it wasn't a car accident that happened on the job because your job description didn't specify that you would run errands to the grocery store in your personal vehicle. If you had to do such an errand as part of your job description, then you should have been in a company car for those errands.


Does this help to demonstrate how painstakingly precise insurance companies can become when responsibility is somewhat unclear? In the end, when insurance companies decide to be very cautious, the victim can wind up with plenty of unpaid medical bills, endlessly waiting for medical treatment while their injuries only worsen. If such complicated circumstances happen to you in or near Wilmington, a Wilmington car accident attorney who specializes in such complex circumstances can discuss with you in detail what happened and sort out the liabilities that surround your car accident. They can then help you get out from under the debt associated with the car accident and take over the intricate process of insurance company negotiation so you can focus on recovering.

With seven offices across North Carolina, the somekeyword at Nagle & Associates are dedicated to client service in injury litigation. To learn how you can benefit from our experience, focus, and past successes, contact a highly skilled car accident attorney in Wilmington at Nagle & Associates by calling (910) 762-2355 or visit us on the web at somekeyword for a FREE initial consultation.

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