You've most likely heard all the horror stories of people who filed for Chapter 7 bankruptcy and then could not get a loan to buy a house or could find nobody to sell them a car. They were left without any way to get to work and their problems were huge. Are you currently suffering from financial problems and can't pay your bills? Have you suffered set-backs at work and are not making as much money as your once did? Contact a bankruptcy attorney in NC and find out what your options are.
Chances are, people who are seeking financial relief already have a terrible credit rating and there is no good credit score to protect or maintain. Bankruptcy can actually stop bad credit and allow the filer to begin rebuilding his good credit rating. Contact a bankruptcy attorney in NC and learn what you can do in your own circumstances. Your first consultation is free. Be prepared to discuss your current finances in detail which include your assets, what you earn, your expenses, and your financial goals.
Some may think there is no reason for a good credit score. Those same people may wonder why they have so much trouble when they want to have their utilities turned on. The utility company verifies who they are then does a quick credit history on them to find out if they have paid their previous utility bills with all similar companies. It is a fact; your credit history will follow your forever. Creditors or potential lenders can view this history and it can affect your life in many ways.
If you cannot pay your debts, filing for Chapter 7 bankruptcy will eliminate your debts and the aging process of bad credit due to unpaid bills will cease. After the paperwork has been filed with the courts, the unpaid bills that are three months or five months old or older will cease to age and your bill delinquencies will stop showing.
Contact a bankruptcy attorney and discuss your options.
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